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ccalandskills logbook loans all about logbook loans a logbook loan is something that some people are not familiar with. it is a short term loan, where you borrow money using a vehicle as collateral, usually your car. the lender will need to look at your vehicle before you are given the loan. they will estimate the value and then deduct any other finance you have outstanding on it, such as a car loan and then will decide how much to lend you. it will not normally be the whole remaining value as they will want to be sure that if you have trouble paying it, they will be able to sell the car and get back what is owed. the terms of the loan are pretty strict. you will be required to repay a certain amount each month as with any other loan but they will repossess the car if you miss a repayment. this means that you could be at risk of losing your car if you miss even one payment. some companies may be more lenient than others and it is always worth finding out more about how strict they are likely to be before you take out the loan. take a look at the terms and conditions but also talk to the company. read reviews too, in order to find out what other people think of them. the reason that the loans are called logbook loans is that some companies will make you give them the logbook to the car and so the effectively become the owners until the loan is paid and they return it to you. this gives the lender more control than they would with a traditional payday loan. this should help the vehicle owner to realise that they need to make sure that they pay the loan back when required or else they will lose their vehicle. if you look online you will see many tales of people that have lost their cars due to having this sort of loan and getting behind with the payments. however, these sorts of stories are often highly publicised and you do not hear so much about those that used the loan successfully, paid it all back and were fine. you need to try to look at both sides to enable you to have a balanced view about whether it is the right sort of loan for you. as with many short term loans, the amount lent on a logbook loan, will not be huge. however, the charges can be quite high and the consequences of not paying are also big. it is well worth thinking really hard before taking out a loan like this. you will need to think hard about whether you will be able to make all of the repayments and on time and whether you will be able to afford them each month and cover all of your other costs as well. it is worth considering whether you are prepared to use your car as collateral. imagine the situation where you do get it repossessed and the impact of that. it could mean that you are not able to go to work or see your friends and family. it all depends on how much you use and rely on your vehicle. if there are alternative ways to travel then you should be okay, but otherwise you may find that you will need to make sure that you do not lose the car or else you may need to give up your job or not see people and that could have a significant impact on your life. therefore you will really need to think hard about whether getting the loan is the right thing for you and whether you can afford to take the risk. when taking out the loan, it is easy to assume that you will be able to cover the repayments without any trouble. however, in reality this is often not the case. make sure that you will have enough free each month to cover the repayment and then consider how you would manage if you had extra expenses that month or unexpected bills and how you would cope with that. maybe you have savings you could fall back on, but if you do, you might be better using these now rather than taking out the loan in the first place, it would be a lot cheaper. if you are not sure that you would manage the repayments then avoid the loan as you could end up worse off than before. the best customer for a logbook loan would be someone who does not rely on their vehicle and has no savings to cover the cost of what they need the loan for, but has a regular income with plenty left most months to cover the loan repayments. the problem is that most people would only need a loan because they did not have a high enough income to cover the bills and so repaying could be very difficult. business when to take a business loan if you have a business then you may want some extra money in order to expand, buy stock, take on new staff or for other things. you may even be getting a loan to start up a business. the problem is that a loan is a big commitment and so you need to be really careful when you take one on to ensure that it is the right time. but knowing when the right time is can be tricky and it is really worth thinking about the decision very carefully . the most important thing to consider when looking at loans is the repayments. you will need to commit to repaying a certain amount back each month and you need to be sure that you have the money available to be able to do this. you will be able to see how much money you normally have available each month on a normal month with regards to your business profit and so you will know how much you will be able to afford to spend. of course, there is no guarantee that you income and expenditure will remain the same, but looking back at previous months will be the best way that you can predict it. you may think that you will be able to make up any difference with your own personal money, but you really need to keep business finance separate form personal finance as you will struggle personally if you end up having to make all the business loan repayments by yourself. it is worth thinking too about what you think the loan will do for the business. you need to use it as an opportunity to help you to expand or grow the business, investing in something that will bring in more profit. although this sounds obvious, it is really important to put together a business plan so that you can check that you really will be improving the business with the money. some people may also get the loan to cover costs such as salaries, but this is unlikely to make a significant change to the company and is unlikely to result in a bigger income being produced from it. it is also worth considering the general economic situation when you are considering whether or not to take out a loan. you will need to think about the future and whether interest rates are likely to rise and whether you will be able to cope with the increased interest payments if this happens. also consider what other economic changes may take place and how that might affect your business. if you think that there may be changes that could have a negative impact on your business then it could be a good idea to avoid borrowing money for a while. it can be difficult to predict what might happen but if there are major elections or any other possible political outcomes that may worry investors, the market, spending and things like that then it is worth waiting to see what impact these may have before you borrow money. many people start their business with a loan and this can be the most risky time to take one out. you will not know whether you can make a success of your business as you will not have even tried yet. it can be difficult starting without any money, but if you are starting with a loan then think really hard before doing so. obviously you will have to draw up a business plan to borrow money, but on top of this imagine different future scenarios, with regards to income not coming in, interest rate rises and things like that and imagine how you will cope, both as a business and on a personal level. it is not easy to predict what might happen in the future, but imagining the worst can actually help you to make sure that you will cope. it is also worth taking a look at what business loans are available and how good the terms are. you may want to only take out a loan when you can get a good one. you may be looking for a c

URL analysis for ccalandskills.co.uk

http://www.ccalandskills.co.uk/category/logbook-loans/
http://www.ccalandskills.co.uk/wp-login.php
http://www.ccalandskills.co.uk/comments/feed/
http://www.ccalandskills.co.uk/all-about-logbook-loans/
http://www.ccalandskills.co.uk/when-to-take-a-business-loan/
http://www.ccalandskills.co.uk/category/loans/
http://www.ccalandskills.co.uk/category/business/
http://www.ccalandskills.co.uk/personal-loan-vs-increased-mortgage/
http://www.ccalandskills.co.uk/feed/

Whois Information

Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;

Domain name:
ccalandskills.co.uk

Registrant:
Alan Jones

Registrant type:
UK Individual

Registrant's address:
7 Paddock Close
Lingfield
Surrey
RH7 6LB
United Kingdom

Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 30-Dec-2016

Registrar:
123-Reg Limited t/a 123-reg [Tag = 123-REG]
URL: http://www.123-reg.co.uk

Relevant dates:
Registered on: 16-Jan-2017
Expiry date: 16-Jan-2020
Last updated: 09-Jan-2018

Registration status:
Registered until expiry date.

Name servers:
cluster22.ownmyserver.com
cluster23.ownmyserver.com

WHOIS lookup made at 03:34:18 28-Jan-2018

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2018.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REFERRER http://www.nominet.org.uk

  REGISTRAR Nominet UK

SERVERS

  SERVER co.uk.whois-servers.net

  ARGS ccalandskills.co.uk

  PORT 43

  TYPE domain

OWNER

  ORGANIZATION Alan Jones

TYPE
UK Individual

ADDRESS
7 Paddock Close
Lingfield
Surrey
RH7 6LB
United Kingdom
Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 30-Dec-2016

DOMAIN

  SPONSOR 123-Reg Limited t/a 123-reg [Tag = 123-REG]

  CREATED 2017-01-16

  CHANGED 2018-01-09

STATUS
Registered until expiry date.

NSERVER

  CLUSTER22.OWNMYSERVER.COM 91.134.183.185

  CLUSTER23.OWNMYSERVER.COM 178.32.20.145

  NAME ccalandskills.co.uk

DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2018.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REGISTERED yes

Mistakes

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